Buy now, pay later” can be a convenient payment method. But if you don’t factor the recurring payments into your budget, it can get messy. This is especially true if you’re juggling multiple buy now, pay later plans on top of other debts. The credit inquiries that some lenders conduct when you apply for any type of credit don’t always offer visibility into buy now, pay later plans you may hold with different companies, so it may be possible to bite off more than you can chew. Equifax, one of the three major credit bureaus, is aiming to change that in the first quarter of 2022 by formalizing a process for including buy now, pay later information on credit reports. “Part of the push here is to support responsible lending,” says Mark Luber, chief product officer for U.S. information solutions at Equifax. “When a company lends, they want to make sure the consumer can handle that new credit account and can in fact pay it back.” An unpaid buy now, pay later balance could get … [Read more...] about Millennial Money: What to do if you buy now, can’t pay later
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Some of the States That Have Regained Lost Tax Revenue Cumulative tax revenue from January to October California Wisconsin Minnesota Maryland $15 billion $20 billion $15 billion $150 billion $15 $100 $10 $10 2019 2019 2019 2019 $10 2020 2020 2020 2020 $50 $5 $5 $5 $0 $0 $0 $0 Jan. Mar. May Jul. Sep. Jan. Mar. May Jul. Sep. Jan. Mar. May Jul. Sep. Jan. Mar. May Jul. Sep. California Wisconsin $15 billion $150 billion $100 $10 2019 2019 2020 2020 $50 $5 $0 $0 Jan. Mar. May Jul. Sep. Jan. Mar. May Jul. Sep. Minnesota Maryland $20 billion $15 billion $15 $10 2019 2019 $10 2020 2020 $5 $5 $0 $0 Jan. Mar. May Jul. … [Read more...] about Why Some States Are Seeing Higher Revenue Than Expected Amid Job Losses
What Facebook faces The Federal Trade Commission and more than 40 states sued Facebook yesterday, saying its acquisitions of Instagram and WhatsApp unfairly eliminated competition. They called for Facebook to be split apart and restricted in making future deals, “some of the most severe penalties regulators can demand,” write The Times’s Cecilia Kang and Mike Isaac . Breaking up is hard to do. Few high-profile antitrust cases have centered on mergers years earlier. “No American antitrust enforcer has ever brought a case like this before, and for good reason,” Jennifer Newstead, Facebook’s general counsel, wrote in the company’s initial retort . You have to go back to the breakup of AT&T in the 1980s for a major case that unwound consummated mergers; “Courts historically have expressed anxiety about doing it,” William Kovacic, a former chairman of the F.T.C., told The Times . The F.T.C. faced criticism for the $5 billion fine it levied last year against Facebook … [Read more...] about Who Wants to Undo Facebook?
0 Community Corner Looking for things to do this week? Patch has your guide to upcoming events in and around Memphis. Event News , Patch Staff Posted Reply MEMPHIS, TN — Wondering what there is to do in the Memphis area? Patch has you covered with several events and happenings taking place this week in and around Memphis. Here's a roundup of local events coming up in the area this week. Looking to host an event? Whether you're planning a speaker series, a block party, or an auction, there's no better place to share it than Patch's event calendar . You can also spread the word in nearby communities by promoting your event. The cost is $1 per day per community. Here are all of this week's events throughout Memphis: ILT Meeting - Douglass High School When: Monday, January 17th at 2:30 p.m. Where: Douglass High School Learn More Instructor's Meeting - AHAF Memphis When: Monday, January 17th at 6:00 p.m. … [Read more...] about Memphis Weekday Events: See What’s Happening In The Area
0 Schools Have something to share? Review announcement guidelines and submit an announcement from your unit through the online form. Press Release Desk , News Partner Posted | Updated Reply Press release from George Mason University: January 18th, 2022 Faculty/Staff Announcements Have something to share? Review announcement guidelines and submit an announcement from your unit through the online form . Deadline is close of business Wednesday for inclusion in the following Tuesday's edition. Campus Updates Nominate Your Colleague for an Outstanding Achievement Award The Outstanding Achievement Awards honor Mason's faculty and staff across many award categories and celebrate their hard work, dedication, and contributions to the university. The deadline to submit nominations is Feb. 25. (Note: Departmental awards may have different deadlines.) Visit the Outstanding Achievement Awards … [Read more...] about George Mason University: Around Mason: Week Of Jan. 18, 2022
0 This post is sponsored and contributed by Personal Finance Find out if you're living in a hot spot for ID fraud. MoneyWise.com , Brand Partner Posted Reply Identity theft is a sad fact of life in America and threatens you when you shop online, reply to emails, use Wi-Fi outside your home and even take out your garbage. The potential threat to your savings is growing: The Federal Trade Commission reports ID theft complaints jumped about 20% in 2018 and were responsible for a big chunk of the nearly $1.5 billion that Americans said they lost to fraud last year. As with other types of crime, your risk of becoming an identity theft victim depends on your location. In some states and cities, identity thieves are far more likely to prey on a person's good name than in others. What about where you live? The Potential Threat is Growing Well, out of nearly 400 of the largest U.S. metro areas, the Boston-Cambridge-Newton … [Read more...] about The Risk of Identity Theft in Stoneham