CoPIRG, the consumer advocacy group, urged Colorado consumers to immediately freeze their credit reports with the three major credit bureaus after fees to do that were lifted on Friday. And while they are at it, they should also freeze their accounts with a lesser known bureau that cellular providers use. “Go ahead and do one of the simplest things you can do to protect your identity,” urged Danny Katz, director of CoPIRG, at a news conference in Denver. Equifax, Experian, and TransUnion now allow consumers to freeze or unfreeze their accounts at no charge. Before, it could run $5 to $10 each time someone froze or unfroze an account, although Colorado required the bureaus to provide consumers with one free freeze. Congress passed the no-fee rule in May following a massive breach last year of Equifax’s database that exposed sensitive information, including Social Security numbers, on an estimated 148 million accounts. Because lenders won’t extend credit when they … [Read more...] about With fees gone, advocates urge Colorado consumers to freeze their credit reports
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Overview Innovation changes the way consumers access, borrow, and transfer money. Checks, ATMs, and debit cards are examples of technologies and products that changed people’s use of funds. Today, innovations such as mobile banking and payment apps (sometimes referred to as financial technologies, or fintech) are attracting attention from consumers, investors, service providers, and regulators.1 However, these technologies—whether new ways to deposit old instruments, such as checks, or novel tools like mobile banking apps—can expose regulatory gaps, ambiguities, and duplication.2 Recent research demonstrates the difficulties regulators around the globe face in addressing innovations in the financial system, especially emerging mobile payments and banking platforms.3 One key challenge policymakers contend with is the need to manage sometimes conflicting priorities such as market growth, competition, and safety in the financial system. Striking that balance may involve … [Read more...] about How Can Regulators Promote Financial Innovation While Also Protecting Consumers?
Jackie Rehwald Springfield News-Leader Published 11:30 PM EDT Sep 12, 2018 Back in 1991, CBS news show "60 Minutes" proclaimed Branson the "Live Music Capital of the Universe." "It's a phenomenon. A business phenomenon. An artistic one, social, cultural — you name it," the late Morley Safer told the audience. "And it happens in what may be person-for-person the richest town in the country." "A wonderful nowhere," Safer continued, as footage of Branson almost 30 years ago rolled. "A cafe, a five-and-dime, 3,000 and something souls in a town in the Ozarks that's a mere blip on the two-lane strip of blacktop on Route 76." In the 20-minute segment, country music legends like Boxcar Willie and Mel Tillis brag about coming to Branson, building their own theaters and making millions of dollars doing a couple of live shows every day. "People come here and spend as much as a billion and a half dollars,” a grinning Roy Clark said. … [Read more...] about Tourism boom caused Branson extended-stay motels occupancy hike
If you don't see images in this message, click "Display Images" or the equivalent.Click hereGet the Nooner in your e-mail box.Become a Nooner Premium subscriber to access enhanced legislative profiles, exclusive election analysis, and downloadable back-end data. | Follow @scottlayAdvertise in The Nooner to reach over 8,000 readers Nooner Premium | SacTown Talks by The Nooner podcastCalifornia Legislative Directory| Classifieds | Sofa Degree E-269 - Saturday, June 8, 2019 RECENT AURAL PLEASURE: SEEN ON TEEVEE: Congresswoman Katie Porter (D-Irvine) was on "Real Time with Bill Maher" last night. SPORTS PAGE: That parlay bet on the Warriors losing last night at what could have been the last Warriors game ever at Oakland's Oracle Arena and the Giants beating the MLB-leading Dodgers sure would have been good one. Dodgers @ Giants return at 4:15, with Hill on the mound for LA and Samardzija ("Shark") throwing the ball for SF. Warriors will be at the Raptors at 6pm on … [Read more...] about The Nooner for 06-08-19
Social media reactions are hardly ever what I might consider the most accurate bellwether of public thought on a particular subject. Perhaps it’s just the fact that people often take advantage of the relative safe “distance” provided by the web to act totally psychotic. So I tend to take Facebook posts and tweets with a bowling ball-sized grain of salt. Still, with all that said, there are times a torrent of negative or positive social media comments can offer a general idea of popular opinion. By that paradigm, Gov. Kay Ivey’s recent op-ed explaining her support of a toll for the I-10 bridge over the Mobile River appears to have been about as well received as Jeffrey Epstein showing up to coach a high school cheerleading camp. (Too soon? RIP Jeff.) Just on Lagniappe’s Facebook page there were 89 responses and if there was one supportive of Ivey’s position, I missed it. Reactions across the state were no better. Whoever wrote the … [Read more...] about Ivey’s toll take shouldn’t have been a surprise