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Q: If I get less than the recommended seven or eight hours of sleep every night, will a midday nap make up for that loss? Maybe you stayed up too late scrolling TikTok, or tossed and turned because of anxious thoughts . And now you’re wondering if a quick lunchtime nap will give you the energy boost you need to power through the rest of the day, and potentially regain the health benefits of a full night’s sleep you may have lost. It’s important to understand that while a midday nap will probably replenish your energy enough to get you through your day, said Rebecca Spencer, a sleep science researcher at the University of Massachusetts Amherst, it won’t necessarily negate the health risks that may come with insufficient sleep at night. Here’s why. The health benefits of good sleep According to 2020 survey data from the Centers for Disease Control and Prevention, more than a third of adults in the United States don’t get the recommended seven hours or more of sleep every … [Read more...] about Can a Nap Make Up for a Bad Night of Sleep?

For admission to Chief, a women’s leadership network, members pay up to $7,900. That gets them executive coaching, big-name speaker sessions, a Rolodex of female executives and, for an extra cost, access to five sleek clubhouses. Chief is essentially an “old boys’ club” — for the ladies. The venture capital-backed company has grown to over 20,000 members and over $1 billion in value since it started in 2019. This month, in social media battles, some of its members have begun to ask: What does their club of high-powered women stand for? On LinkedIn, some Chief members have criticized the community’s approach to racial diversity and its response to political issues like the overturn of Roe v. Wade, and some have announced plans to quit. Chief’s founders, Lindsay Kaplan and Carolyn Childers, say they’ve donated to abortion access groups, issued statements in the wake of racial violence and acted on their members’ feedback, while remaining focused on the company’s primary goal, which … [Read more...] about Is Empowering Corporate Women Enough?

NEW YORK (AP) — Apple is getting into the buy now, pay later space with a few tweaks to the existing model — including no option to pay with a credit card. The company will roll out the product to some consumers this spring, and will begin reporting the loans to credit bureaus in the fall. Here's what you need to know. Since the start of the pandemic, the option to “buy now, pay later” has skyrocketed in popularity, especially among young and low-income consumers who may not have ready access to traditional credit. If you shop online for clothes or furniture, sneakers or concert tickets, you’ve seen the option at checkout to break the cost into smaller installments over time. Companies like Afterpay, Affirm, Klarna, and Paypal already offer the service, typically with late fees for missed payments and the option to use a credit card or bank account to make installment payments. Apple's version, which is integrated with Apple Pay and facilitated by MasterCard, will require the … [Read more...] about Apple rolls out buy now, pay later service, with guardrails

There’s a lot to like about geothermal energy. It’s clean, it’s renewable and it generates electricity 24/7. It taps heat from Earth’s interior that, in theory, will last billions of years. I recently traveled to Japan, a country that sits atop the third-largest geothermal resources of any country by some measures, with Chang W. Lee, a photojournalist at The Times, for an article about geothermal power and why it hasn’t taken off there. One reason, we learned, is longstanding opposition from an unexpected source: The owners of Japan’s numerous hot spring resorts, who fear that geothermal power plants will disrupt their precious resources. I hope you take a moment to read our dispatch and enjoy Chang’s amazing photography. What about the rest of the world? What’s the state of geothermal energy, and can it help us tackle climate change? The United States, one of the world’s energy superpowers, produces more geothermal energy than any country. Out of seven … [Read more...] about Meet the Geothermal Champions

Regulators in the hot seat Starting on Tuesday, representatives from three of the country’s top banking regulators — the F.D.I.C., the Fed and the Treasury Department — will testify before Congress about how problems at Silicon Valley Bank were allowed to metastasize and threaten the U.S. banking system. Expect sharp questions at the hearings, especially as regulators point the finger at SVB’s management, while lawmakers ask whether banking authorities were asleep at the switch. Was it a matter of executive failures? Michael Barr, the Fed’s top banking overseer, plans to cite management’s failure to, well, “effectively manage its interest rate and liquidity risk ,” according to prepared testimony released ahead of today’s hearing before the Senate Banking Committee. (In other words, the lender didn’t hedge its bond portfolio against rising interest rates, and didn’t hedge against having a start-up-heavy client base that might run at the first sign of trouble.) Or was it … [Read more...] about Banking Regulators Prepare for Tough Questions from Lawmakers

close Video How the Pentagon's $842B budget is the largest in its history and still may be inadequate Fox News chief national security correspondent Jennifer Griffin discusses the details of Biden’s military budget on ‘America Reports.’ Nearly two dozen House Democrats proposed legislation this week that would prohibit the Department of Defense from discriminating against transgender people who want to serve in the military. The bill from Rep. Sara Jacobs, R-Calif., is aimed at stopping Republicans from reestablishing former President Trump’s ban on enlisting anyone with gender dysphoria or who has already undergone gender transitioning. President Biden reversed that decision, and Jacobs and 22 other Democrats in the House are pushing for a new law that would prevent that Trump-era policy from returning. "Anyone willing and able to serve our country should be able to serve authentically," said Jacobs, who is also vice chair of the … [Read more...] about Dems push transgender rights in the military so people can serve ‘authentically’